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Comments by Simon Hickman

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4 Sep 2008 9:45PM

Simon Hickman
Member - 3 posts

You could get plastic stick on lengths of (larger than necessary) cable trunking, cut to length and stick them to the underside of the desk. You should separate telecoms and power cables as they sometimes cause interference.

I can't see extension leads going out of fashion any time soon - not sure if that is what Malcolm meant.



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23 Jul 2008 11:51PM

Simon Hickman
Member - 3 posts

Try turning it on its head: Why not charge all other people under that age the same premiums as those over 70 or 75 and call it equality?

The whole principle of insurance is that each risk category pays an equitable premium into a pool from which claims are paid. The Underwriters calculate the rate based on the loss experience but this could all be compromised with the proposed bill. If this happens all lower risk categories will find themselves paying more to subsidise the riskier categories.

In motor insurance, the most risky, young male drivers will pay much less, but everyone else will have to pay more to cover their claims.

As an insurance industry professional I am not keen on the time proven statistically based principle of risk evaluation, assessment and pricing being thrown out of the window.

This is the Industry response: taken from Insurance Times

"However the government has said that insurers and other service providers will still be able to discriminate on the grounds of age and gender where there is a justification to do so – for example, actuarial evidence.

But the proposed measures could still affect the pricing and availability of insurance products, particularly motor and travel.

Biba welcomed the proposals but warned of the possible implications for discounted premiums targeted at specific age groups.

The government stated its intention to “make sure we only outlaw unjustified discrimination without unintentionally stopping things that are beneficial to particular age groups” in its publication Framework for a Fairer Future – the Equality Bill."



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4 Jul 2008 10:49PM

Simon Hickman
Member - 3 posts

Many companies have banned the use of motorcycles on company business - see this site for example: http://www.motorcyclenews.com/MCN/News/newsresults/mcn/2008/June/9-15/june1008magnox-ban-motorcycle-workers/Post.aspx?R=EPI-100997

Partly fueled I expect by the Corporate Manslaughter Act and the focus on business travel related death.

Has anyone stats for push bikes? Are they often used on business? It seems commuting to and from is not considered business use.



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